Business financing referrals · Construction businesses

Business funding for job materials and site equipment.

Materials, plant and labor may need paying for before a progress claim is settled. Explain the project stage, upfront costs and expected payment dates behind your request.

Illustration of construction businesses and their working space

Sending your details

The path through the application

01

Cost and deadline

Explain the amount you need to explore and the timing of the underlying business expense.

02

Revenue and history

Give the monthly revenue range, time in operation and approximate credit range requested in the form.

03

Permission and verification

Check the legal and contact-consent details and confirm access to your phone to submit the application.

Consider the fit for your business

Review the cost as well as the amount

01

Who provides the funds

Verify the provider’s identity and the nature of the offered contract.

02

What you must pay

Check payment amounts, frequency and the complete repayment period.

03

What else applies

Review collateral, guarantees and the consequences of paying early or late.

Illustration of construction businesses equipment and workspace
Illustration of construction businesses equipment and workspace

Construction businesses · funding preparation

Understand the cost of the next step

Separate signed work from pending tenders, and include retention or inspection conditions when mapping receipts. Financing repayments would sit alongside the existing costs of delivering the job.

Uses to discuss

Start with a specific business purchase

01

Job equipment

Owned equipment, hired plant and delivery charges have different cost patterns. Identify what the specific job needs and how long it will be in use.

02

Project materials

Supplier deposits may be due before materials arrive on site. Work from the specification and delivery schedule, including any staged orders.

03

Expenses that continue between jobs

Wages, subcontractors and site costs can fall between progress payments. Define the period and obligations the request would cover rather than using the total contract value.

Know how referrals work

Your questions about business funding referrals

What is the relationship with providers?

Your request can be referred to a maximum of five funding partners through the sale of your application information. Partners compensate us even when financing is not provided, and we do not ask you to pay an application fee.

What happens during provider review?

Completing the application is separate from receiving a funding decision. Providers determine which requests they can consider and what obligations an offer would carry.

How does provider processing work?

There is no fixed funding time offered through this referral page. The provider’s checks and contractual requirements control when any financing can proceed.

What does the contact consent cover?

Use the linked policies to understand the referral and handling of application information. The form separately explains partner communications and requires mobile verification.

Set out your funding plans

Start a request for your planned business costs

Start a request using the costs you have identified and the business information needed for review.